Real activity, updated every hour
Everything you need, nothing you don't
Four products under one account — built to work together, but fully independent.
Virtual & physical cards
Create unlimited virtual cards instantly, and order a physical Mastercard shipped worldwide. Pay online, in shops and at ATMs — with Apple Pay, Google Pay and Samsung Pay.
- Unlimited virtual cards, instant freeze / unfreeze
- Physical Mastercard: contactless and ATM withdrawals
- Visa & Mastercard accepted globally
Payout NEW
Turn your crypto into a bank transfer. Send money straight from your crypto balance to a bank account in the United States or in Europe — with no bank account to open first.
- ACH and instant RTP transfers in the US
- SEPA Instant to 45 countries across Europe
- From $25 to $2,499 per transfer Unlimited monthly volume
Virtual bank accounts
Get dedicated account numbers in 5 currencies to receive SEPA, wire, PIX and SPEI payments — plus on/off ramp to crypto.
- EUR (SEPA) • USD (Wire/ACH) • GBP
- MXN (SPEI) • BRL (PIX)
- Convert fiat ↔ crypto in one click
Gift Cards NEW
Buy digital gift cards for 3,000+ brands worldwide — Netflix, Amazon, Steam, Spotify, PlayStation, Uber and more. Pay with crypto or your KemyCard balance.
- 14,000+ gift cards in 50+ countries
- Instant digital delivery
- Pay with crypto or KemyCard balance
The account built for your business
Spend, get paid, finance and manage your money — everything your company needs, in one account.
Expense cards
Give every team member a card, set limits, and see every expense in real time — physical and virtual.
- Physical and virtual cards for your team
- Limits and controls on each card
- Every expense, in real time
Virtual bank accounts
Receive payments worldwide, like a local — dedicated account numbers in 5 currencies, in your company's name.
- EUR (SEPA) • USD (Wire/ACH) • GBP
- MXN (SPEI) • BRL (PIX)
- Funds credited to your company balance
Invoicing
Create invoices in a few clicks and let your customers pay online — get paid faster, track everything.
- Professional invoices in a few clicks
- Online payment for your customers
- Customers and products catalog
Receivables
Sell on credit with confidence. Track who owes you what, set instalments, and record partial or full repayments.
- A clear view of every customer's balance
- Instalments and reminders
- Partial or full repayments
Unlimited crypto wallets
Create as many USDC and USDT wallets as you need — one per use, named, with their own deposit address.
- Unlimited named wallets
- USDC and USDT on the main networks
- Top up your company balance in one click
Launch financial products without building a bank
KemyCard is more than an app. It is the infrastructure we built to run it — card issuing, identity verification and money movement — and it is open to your product through a single API.
Card issuing
Virtual Visa and Mastercard cards for your customers: creation, top-ups, freeze and unfreeze, 3-D Secure codes and a live feed of every transaction.
Identity & address verification
One call returns an identity verification link for your customer, and proof of address goes through the same API. You are notified of each result by webhook, and you only pay for approved verifications.
Payouts NEW
Send bank transfers from a crypto balance: ACH and instant RTP in the US, SEPA Instant to 45 countries across Europe. No bank account to open for your customers.
Balances funded in crypto
Dedicated balances per use — Visa, Mastercard, gift cards and more — topped up in crypto and spent in real time, with a ledger of every movement.
Gift cards
Sell gift cards from 3,000+ brands inside your own product, delivered by API.
Wallets & accounts
Crypto wallets and multi-currency virtual accounts for your customers, on the same integration.
Start in the sandbox
Get your test keys and call every endpoint in test mode. Nothing is charged, nothing is issued.
Integrate once
One REST API, guides for every flow, and signed webhooks that tell your system what happened — card ready, payment made, verification approved.
Go live under your brand
Switch to your live keys: same code, real cards. Your customers only ever see your product.
Get your card on Telegram
Create virtual Visa & Mastercard cards, buy gift cards, and fund with crypto — all from a simple Telegram chat.
- Visa & Mastercard virtual cards in seconds
- Gift cards: Netflix, Amazon, Steam, Spotify…
- Fund with crypto (USDT, USDC, BTC…)
- Freeze, unfreeze, reload, view transactions
- Apple Pay & Google Pay compatible
- Start instantly
Your financial assistant on Telegram. Cards, gift cards, crypto — all in one chat.
Start on TelegramMove between fiat & crypto in one click
Convert your crypto into EUR, USD, GBP, MXN or BRL — or the other way around — instantly and at transparent rates.
Live in under 3 minutes
No paperwork, no waiting. Just four simple steps.
Sign up
Create your free account with just an email.
Verify identity
Quick KYC in 2 minutes from your phone.
Top up
Load via crypto, mobile money or bank transfer.
Spend anywhere
Use your cards online, in stores and at ATMs.
Who is it for?
Freelancers & remote workers
Receive payments from clients worldwide in EUR, USD or GBP and spend instantly — no international fees, no conversion headaches.
Crypto natives
Bridge between crypto and the real economy. Spend your USDT, USDC or BTC anywhere cards are accepted.
Global travelers
Pay in local currency in 190+ countries, withdraw at any ATM and never worry about card rejections abroad.
Bank-grade security
Your funds and data are protected by the same infrastructure trusted by global fintechs.
End-to-end encryption
Card data encrypted with XSalsa20-Poly1305 & AES-256.
2FA & biometric login
Protect your account with 2FA and device-level biometrics.
KYC & AML compliant
Full KYC via Veriff & Sumsub, AML monitoring on all transactions.
Instant card controls
Freeze, unfreeze or delete any card instantly from your dashboard.
Your money, protected
Funds held with regulated financial institutions. Segregated accounts, regular audits, zero compromises.