{"id":291460,"date":"2023-01-23T22:36:15","date_gmt":"2023-01-23T22:36:15","guid":{"rendered":"https:\/\/cryptoslate.com\/?p=291460"},"modified":"2023-01-23T22:36:15","modified_gmt":"2023-01-23T22:36:15","slug":"digital-euro-will-be-free-to-use-but-privacy-is-up-to-legislators","status":"publish","type":"post","link":"https:\/\/cryptoslate.com\/digital-euro-will-be-free-to-use-but-privacy-is-up-to-legislators\/","title":{"rendered":"Digital Euro will be free to use, but privacy is up to legislators"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The Digital Euro will be free to use and accessible to all, but it would be the lawmakers who will decide what personal information the bank will have access to, the European Central Bank said in a <a href=\"https:\/\/www.ecb.europa.eu\/press\/key\/date\/2023\/html\/ecb.sp230123~2f8271ed76.it.html\">Jan. 23 statement<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Member of the ECB's Executive Board, Fabio Panetta, said:<\/span><\/p>\n<blockquote><p>It will then be up to you, the co-legislators, to establish the optimal balance between the protection of privacy and the achievement of other important objectives of a public nature.<\/p><\/blockquote>\n<p>The executive mentioned important public objectives, such as the fight against money laundering, the financing of terrorism, and tax evasion or compliance with any sanctions.<\/p>\n<p><span style=\"font-weight: 400;\">Instead of a direct-to-central bank model, researchers earlier <a href=\"https:\/\/cryptoslate.com\/ecb-publishes-new-digital-euro-report-rollout-decision-in-fall-2023\/\">recommended<\/a> a supervised intermediary approach for the digital euro. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">ECB believes supervised intermediaries are in the best position to identify use cases for conditional payments and other advanced payment services. The ECB could develop its own standalone payment app or allow private banks to incorporate the digital euro into their systems as intermediaries.<\/span><\/p>\n<h2>Digital euro preliminary phase completion by 2023<\/h2>\n<p><span style=\"font-weight: 400;\">ECB began studying the digital euro in October 2021. By 2023, ECB hopes to complete the preliminary phase of the digital euro project. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Further, the European Commission will submit its legislative proposal regarding the currency this year, according to Fabio Panetta.\u00a0 However,\u00a0 as the executive stated, the apex bank would continue the currency\u2019s investigative phase throughout the year.\u00a0<\/span><\/p>\n<p>Panetta added:<\/p>\n<blockquote><p>The priority of the digital euro project has always been clear: to preserve the role of central bank-issued money in retail payments while offering users the option to use it even where this is not possible today, such as in e-commerce.<\/p><\/blockquote>\n<p><span style=\"font-weight: 400;\">Initial testing of the Digital Euro token EURM is already <a href=\"https:\/\/cryptoslate.com\/spanish-central-bank-approves-digital-euro-token-eurm\/\">underway<\/a> in Spain with a small group of applicants. However, the Eurogroup of the European Council <a href=\"https:\/\/cryptoslate.com\/digital-euro-cant-be-programmable-eurogroup\/\">said<\/a> on Jan. 16 that future digital euros will not be programmable and will convert to traditional assets automatically.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Digital Euro will be free to use and accessible to all, but it would be the lawmakers who will decide what personal information the bank will have access to, the European Central Bank said in a Jan. 23 statement. Member of the ECB&#8217;s Executive Board, Fabio Panetta, said: It will then be up to [&hellip;]<\/p>\n","protected":false},"author":1393,"featured_media":289563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,76669,11],"tags":[],"post_folder":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v21.9.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Digital Euro will be free to use, but privacy is up to legislators<\/title>\n<meta name=\"description\" content=\"To facilitate a digital euro payment process, the European Central Bank could develop its own standalone app or allow private banks to integrate the digital euro into their systems.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptoslate.com\/digital-euro-will-be-free-to-use-but-privacy-is-up-to-legislators\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Digital Euro will be free to use, but privacy is up to legislators\" \/>\n<meta property=\"og:description\" content=\"To facilitate a digital euro payment process, the European Central Bank could develop its own standalone app or allow private banks to integrate the digital euro into their systems.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptoslate.com\/digital-euro-will-be-free-to-use-but-privacy-is-up-to-legislators\/\" \/>\n<meta property=\"og:site_name\" content=\"CryptoSlate\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-23T22:36:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2023\/01\/digital-euro.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Soumen Datta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cryptoslate\" \/>\n<meta name=\"twitter:site\" content=\"@cryptoslate\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Soumen Datta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/cryptoslate.com\/digital-euro-will-be-free-to-use-but-privacy-is-up-to-legislators\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/cryptoslate.com\/digital-euro-will-be-free-to-use-but-privacy-is-up-to-legislators\/\"},\"author\":{\"@type\":\"Person\",\"@id\":\"https:\/\/cryptoslate.com\/author\/soumen-datta\/#person\",\"name\":\"Soumen Datta\",\"url\":\"https:\/\/cryptoslate.com\/author\/soumen-datta\/\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cryptoslate.com\/author\/soumen-datta\/\"},\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/cryptoslate.com\/author\/soumen-datta\/#authorimage\",\"url\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2022\/10\/cs-soumen.jpg\",\"contentUrl\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2022\/10\/cs-soumen.jpg\",\"caption\":\"Soumen Datta\"},\"jobTitle\":\"Journalist\",\"description\":\"Soumen is a dedicated researcher and writer in the field of cryptocurrencies, DeFi, NFTs, and GameFi projects. 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