{"id":565467,"date":"2026-09-24T16:30:59","date_gmt":"2026-09-24T15:30:59","guid":{"rendered":"https:\/\/cryptoslate.com\/?p=565467"},"modified":"2026-09-24T12:27:06","modified_gmt":"2026-09-24T11:27:06","slug":"coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity","status":"publish","type":"post","link":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/","title":{"rendered":"Coinbase&#8217;s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity"},"content":{"rendered":"<p>Coinbase's new fixed-rate Bitcoin-backed USDC loans give borrowers a set repayment date, but the deadline creates a liquidation risk separate from a falling Bitcoin price. If the debt remains unpaid after maturity, a healthy collateral position can still be liquidated. <a href=\"https:\/\/morpho.org\/blog\/coinbase-launches-fixed-rate-crypto-backed-loans-powered-by-morpho-midnight\">Morpho announced the offer<\/a> on September 22, 2026, with the rate and repayment date fixed from the outset.<\/p>\n<p>The loans use Morpho Midnight, the fixed-rate lending protocol beneath Coinbase's new offer. They sit alongside Coinbase's variable-rate loans, which <a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/loan\/loan-intro\">have no set due date<\/a>. Before a fixed-rate borrower confirms a loan, Coinbase displays an indicative rate and sets the final rate at confirmation. Paying early does not reduce the interest owed. The fixed rate makes the cost more predictable, while the due date changes when collateral can be put at risk.<\/p>\n\n<div class=\"cs-article-embed\">\n    <a href=\"https:\/\/cryptoslate.com\/coinbase-partners-with-morpho-to-introduce-bitcoin-backed-loans-on-base\/\" class=\"cs-article-embed__link\">\n        <div class=\"cs-article-embed__body\">\n            <span class=\"cs-article-embed__related-reading\">Related Reading<\/span>\n            <h3 class=\"cs-article-embed__title\">Coinbase partners with Morpho to introduce Bitcoin-backed loans on Base<\/h3>\n        <\/div>\n        <span class=\"cs-article-embed__arrow\" aria-hidden=\"true\">\n            <i class=\"fa-light fa-arrow-up-right\"><\/i>\n        <\/span>\n    <\/a>\n<\/div>\n\n<h2>When collateral can be liquidated<\/h2>\n<p>Coinbase says a fixed-rate loan must be repaid in full by maturity or it becomes eligible for liquidation. <a href=\"https:\/\/docs.morpho.org\/learn\/concepts\/midnight\/liquidations\/\">Morpho's liquidation rules<\/a> place the healthy-loan post-maturity trigger strictly after the deadline. At the exact maturity time, a healthy position is not yet liquidatable through that route. Once the deadline has passed with debt outstanding, a liquidator can repay the debt and receive collateral even if the position's loan-to-value ratio is still healthy.<\/p>\n<p><a href=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/exec-5373f86b-30c5-4787-aae0-551f2529923a.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-565472 size-full\" src=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/exec-5373f86b-30c5-4787-aae0-551f2529923a.png\" alt=\"Infographic showing two liquidation paths for Coinbase fixed-rate Bitcoin-backed USDC loans: a loan can become unhealthy before or after maturity, while an otherwise healthy unpaid loan becomes eligible only strictly after maturity.\" width=\"1122\" height=\"1402\" srcset=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/exec-5373f86b-30c5-4787-aae0-551f2529923a.png 1122w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/exec-5373f86b-30c5-4787-aae0-551f2529923a-240x300.png 240w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/exec-5373f86b-30c5-4787-aae0-551f2529923a-819x1024.png 819w, https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/exec-5373f86b-30c5-4787-aae0-551f2529923a-768x960.png 768w\" sizes=\"(max-width: 1122px) 100vw, 1122px\" \/><\/a><\/p>\n<p>Collateral remains in place at the deadline unless a liquidator executes a transaction. Once the loan is past due, a liquidator can repay its debt and take collateral under Morpho's post-maturity rules. A different trigger can apply sooner: if falling collateral value or rising debt pushes a loan beyond its liquidation threshold, Morpho permits health-based liquidation before maturity. The borrower therefore faces both a collateral-health threshold and a repayment deadline.<\/p>\n\n<div class=\"cs-article-embed\">\n    <a href=\"https:\/\/cryptoslate.com\/coinbases-bitcoin-loans-could-hit-100b-target-by-2030\/\" class=\"cs-article-embed__link\">\n        <div class=\"cs-article-embed__body\">\n            <span class=\"cs-article-embed__related-reading\">Related Reading<\/span>\n            <h3 class=\"cs-article-embed__title\">With over $1B in Bitcoin loans Coinbase targets $100B in 5 years<\/h3>\n        <\/div>\n        <span class=\"cs-article-embed__arrow\" aria-hidden=\"true\">\n            <i class=\"fa-light fa-arrow-up-right\"><\/i>\n        <\/span>\n    <\/a>\n<\/div>\n\n<p><a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/loan\/loan-health\">Coinbase says<\/a> it sends maturity reminders seven days, three days and 24 hours before a fixed-rate loan comes due. Borrowers must repay the full balance by the deadline even when the reminders arrive and the loan-to-value ratio stays healthy. The amount of collateral backing the debt can remain sufficient while the unpaid balance creates a separate reason for a liquidator to act after maturity.<\/p>\n<p>Coinbase lists crypto-backed borrowing for verified US customers outside New York and limited access in the UK. Morpho specifies Bitcoin collateral for this fixed-rate launch; Coinbase says collateral options can differ between fixed and variable loans. The available rate and borrowing limit vary by loan and appear in the product. Coinbase also says borrowers cannot convert an existing loan between fixed and variable rates, making the stated maturity date and total repayment amount terms to check before confirming.<\/p>\n\n<div class=\"cs-article-embed\">\n    <a href=\"https:\/\/cryptoslate.com\/circle-now-lets-institutions-borrow-usdc-against-bitcoin-but-morpho-still-sets-the-rules\/\" class=\"cs-article-embed__link\">\n        <div class=\"cs-article-embed__body\">\n            <span class=\"cs-article-embed__related-reading\">Related Reading<\/span>\n            <h3 class=\"cs-article-embed__title\">Circle launches Bitcoin-backed USDC borrowing, leaving liquidation risk with Morpho protocol<\/h3>\n        <\/div>\n        <span class=\"cs-article-embed__arrow\" aria-hidden=\"true\">\n            <i class=\"fa-light fa-arrow-up-right\"><\/i>\n        <\/span>\n    <\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>An unpaid balance can make a position eligible for liquidation even without a Bitcoin price drop.<\/p>\n","protected":false},"author":1264,"featured_media":565492,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,77968,60035],"tags":[81073,76769,76714,75695,76824],"post_folder":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v21.9.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coinbase fixed-rate Bitcoin loans: Liquidation risk<\/title>\n<meta name=\"description\" content=\"With Coinbase&#039;s fixed-rate Bitcoin loans, healthy Bitcoin collateral can be liquidated after maturity if the debt remains unpaid.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coinbase&#039;s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity\" \/>\n<meta property=\"og:description\" content=\"With Coinbase&#039;s fixed-rate Bitcoin loans, healthy Bitcoin collateral can be liquidated after maturity if the debt remains unpaid.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\" \/>\n<meta property=\"og:site_name\" content=\"CryptoSlate\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-24T15:30:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-24T11:27:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/fixed-rate-loan-liquidation.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Liam &#039;Akiba&#039; Wright\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@akibablade\" \/>\n<meta name=\"twitter:site\" content=\"@cryptoslate\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Liam 'Akiba' Wright\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\"},\"author\":{\"@type\":\"Person\",\"@id\":\"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/#person\",\"name\":\"Liam 'Akiba' Wright\",\"url\":\"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/\"},\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/#authorimage\",\"url\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-300x300.jpg\",\"contentUrl\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-300x300.jpg\",\"caption\":\"Liam 'Akiba' Wright\"},\"jobTitle\":\"Editor-in-Chief\",\"description\":\"Liam \u201cAkiba\u201d Wright is CryptoSlate\u2019s Editor-in-Chief, reporter and podcast producer, focused on decentralized tech\u2019s positive impact.\",\"worksFor\":{\"@id\":\"https:\/\/cryptoslate.com\/#organization\"},\"sameAs\":[\"https:\/\/www.akiba.gg\",\"https:\/\/x.com\/akibablade\",\"https:\/\/www.linkedin.com\/in\/liamandrewwright\",\"https:\/\/muckrack.com\/liam-wright\"]},\"headline\":\"Coinbase&#8217;s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity\",\"datePublished\":\"2026-09-24T15:30:59+00:00\",\"dateModified\":\"2026-09-24T15:30:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\"},\"wordCount\":459,\"publisher\":{\"@id\":\"https:\/\/cryptoslate.com\/#organization\"},\"keywords\":[\"Bitcoin\",\"BTC\",\"Coinbase\",\"stablecoins\",\"USDC\"],\"articleSection\":[\"Adoption\",\"Featured\",\"Lending\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\/\/cryptoslate.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\",\"url\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\",\"name\":\"Coinbase fixed-rate Bitcoin loans: Liquidation risk\",\"isPartOf\":{\"@id\":\"https:\/\/cryptoslate.com\/#website\"},\"datePublished\":\"2026-09-24T15:30:59+00:00\",\"dateModified\":\"2026-09-24T15:30:59+00:00\",\"description\":\"With Coinbase's fixed-rate Bitcoin loans, healthy Bitcoin collateral can be liquidated after maturity if the debt remains unpaid.\",\"breadcrumb\":{\"@id\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cryptoslate.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Coinbase&#8217;s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cryptoslate.com\/#website\",\"url\":\"https:\/\/cryptoslate.com\/\",\"name\":\"CryptoSlate\",\"description\":\"Cryptocurrency News and Real-time Coin Data\",\"publisher\":{\"@id\":\"https:\/\/cryptoslate.com\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":\"NewsMediaOrganization\",\"@id\":\"https:\/\/cryptoslate.com\/#organization\",\"name\":\"CryptoSlate\",\"url\":\"https:\/\/cryptoslate.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cryptoslate.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2018\/05\/c-logo.jpg\",\"contentUrl\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2018\/05\/c-logo.jpg\",\"width\":1000,\"height\":1000,\"caption\":\"CryptoSlate\"},\"image\":{\"@id\":\"https:\/\/cryptoslate.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/twitter.com\/cryptoslate\",\"https:\/\/www.instagram.com\/cryptoslate\",\"https:\/\/www.linkedin.com\/company\/cryptoslate\",\"https:\/\/www.youtube.com\/c\/cryptoslate\",\"https:\/\/t.me\/cryptoslatenews\",\"https:\/\/www.crunchbase.com\/organization\/cryptoslate\",\"https:\/\/iq.wiki\/wiki\/cryptoslate\",\"https:\/\/news.google.com\/publications\/CAAqKggKIiRDQklTRlFnTWFoRUtEMk55ZVhCMGIzTnNZWFJsTG1OdmJTZ0FQAQ\",\"https:\/\/muckrack.com\/media-outlet\/cryptoslate\",\"https:\/\/www.tiktok.com\/@cryptoslatenews\"],\"publishingPrinciples\":\"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#editorial-principles\",\"ownershipFundingInfo\":\"https:\/\/cryptoslate.com\/disclaimers\/how-cryptoslate-makes-and-spends-money\/\",\"correctionsPolicy\":\"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#corrections-feedback\",\"ethicsPolicy\":\"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#editorial-principles\",\"foundingDate\":\"2017-08-04\",\"founder\":[{\"@type\":\"Person\",\"name\":\"Nate Whitehill\"},{\"@type\":\"Person\",\"name\":\"Matthew Blancarte\"}],\"contactPoint\":[{\"@type\":\"ContactPoint\",\"contactType\":\"customer support\",\"url\":\"https:\/\/cryptoslate.com\/contact\/\",\"availableLanguage\":\"en-US\"},{\"@type\":\"ContactPoint\",\"contactType\":\"sales\",\"url\":\"https:\/\/cryptoslate.com\/contact\/?topic=advertising#contact-form\",\"availableLanguage\":\"en-US\"},{\"@type\":\"ContactPoint\",\"contactType\":\"newsroom\",\"url\":\"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#corrections-feedback\",\"email\":\"tips@cryptoslate.com\",\"availableLanguage\":\"en-US\"}],\"masthead\":\"https:\/\/cryptoslate.com\/about\/#masthead\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/cryptoslate.com\/#\/schema\/person\/ea2b02b41a7478e18d903ca8eec4979e\",\"name\":\"Liam 'Akiba' Wright\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cryptoslate.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-150x150.jpg\",\"contentUrl\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-150x150.jpg\",\"caption\":\"Liam 'Akiba' Wright\"},\"description\":\"Also known as \\\"Akiba,\\\" Liam Wright is the Editor-in-Chief at CryptoSlate and host of the SlateCast. He believes that together decentralized blockchain and AI technology have the potential to make widespread positive change.\",\"sameAs\":[\"https:\/\/www.akiba.gg\",\"https:\/\/www.instagram.com\/akibablade\",\"https:\/\/twitter.com\/akibablade\"],\"award\":[\"Most improved footballer - 1992\"],\"knowsAbout\":[\"Python\",\"Javascript\",\"PHP\",\"HTML\",\"Agentic Software\",\"Machine Learning\",\"2000s emo music\",\"Manchester United\"],\"knowsLanguage\":[\"English\",\"Spanish\"],\"url\":\"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Coinbase fixed-rate Bitcoin loans: Liquidation risk","description":"With Coinbase's fixed-rate Bitcoin loans, healthy Bitcoin collateral can be liquidated after maturity if the debt remains unpaid.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/","og_locale":"en_US","og_type":"article","og_title":"Coinbase's fixed-rate Bitcoin loans can put healthy collateral at risk after maturity","og_description":"With Coinbase's fixed-rate Bitcoin loans, healthy Bitcoin collateral can be liquidated after maturity if the debt remains unpaid.","og_url":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/","og_site_name":"CryptoSlate","article_published_time":"2026-09-24T15:30:59+00:00","article_modified_time":"2026-09-24T11:27:06+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/09\/fixed-rate-loan-liquidation.webp","type":"image\/webp"}],"author":"Liam 'Akiba' Wright","twitter_card":"summary_large_image","twitter_creator":"@akibablade","twitter_site":"@cryptoslate","twitter_misc":{"Written by":"Liam 'Akiba' Wright","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/#article","isPartOf":{"@id":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/"},"author":{"@type":"Person","@id":"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/#person","name":"Liam 'Akiba' Wright","url":"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/","mainEntityOfPage":{"@id":"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/"},"image":{"@type":"ImageObject","@id":"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/#authorimage","url":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-300x300.jpg","contentUrl":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-300x300.jpg","caption":"Liam 'Akiba' Wright"},"jobTitle":"Editor-in-Chief","description":"Liam \u201cAkiba\u201d Wright is CryptoSlate\u2019s Editor-in-Chief, reporter and podcast producer, focused on decentralized tech\u2019s positive impact.","worksFor":{"@id":"https:\/\/cryptoslate.com\/#organization"},"sameAs":["https:\/\/www.akiba.gg","https:\/\/x.com\/akibablade","https:\/\/www.linkedin.com\/in\/liamandrewwright","https:\/\/muckrack.com\/liam-wright"]},"headline":"Coinbase&#8217;s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity","datePublished":"2026-09-24T15:30:59+00:00","dateModified":"2026-09-24T15:30:59+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/"},"wordCount":459,"publisher":{"@id":"https:\/\/cryptoslate.com\/#organization"},"keywords":["Bitcoin","BTC","Coinbase","stablecoins","USDC"],"articleSection":["Adoption","Featured","Lending"],"inLanguage":"en-US","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/cryptoslate.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/","url":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/","name":"Coinbase fixed-rate Bitcoin loans: Liquidation risk","isPartOf":{"@id":"https:\/\/cryptoslate.com\/#website"},"datePublished":"2026-09-24T15:30:59+00:00","dateModified":"2026-09-24T15:30:59+00:00","description":"With Coinbase's fixed-rate Bitcoin loans, healthy Bitcoin collateral can be liquidated after maturity if the debt remains unpaid.","breadcrumb":{"@id":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cryptoslate.com\/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptoslate.com\/"},{"@type":"ListItem","position":2,"name":"Coinbase&#8217;s fixed-rate Bitcoin loans can put healthy collateral at risk after maturity"}]},{"@type":"WebSite","@id":"https:\/\/cryptoslate.com\/#website","url":"https:\/\/cryptoslate.com\/","name":"CryptoSlate","description":"Cryptocurrency News and Real-time Coin Data","publisher":{"@id":"https:\/\/cryptoslate.com\/#organization"},"inLanguage":"en-US"},{"@type":"NewsMediaOrganization","@id":"https:\/\/cryptoslate.com\/#organization","name":"CryptoSlate","url":"https:\/\/cryptoslate.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cryptoslate.com\/#\/schema\/logo\/image\/","url":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2018\/05\/c-logo.jpg","contentUrl":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2018\/05\/c-logo.jpg","width":1000,"height":1000,"caption":"CryptoSlate"},"image":{"@id":"https:\/\/cryptoslate.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/twitter.com\/cryptoslate","https:\/\/www.instagram.com\/cryptoslate","https:\/\/www.linkedin.com\/company\/cryptoslate","https:\/\/www.youtube.com\/c\/cryptoslate","https:\/\/t.me\/cryptoslatenews","https:\/\/www.crunchbase.com\/organization\/cryptoslate","https:\/\/iq.wiki\/wiki\/cryptoslate","https:\/\/news.google.com\/publications\/CAAqKggKIiRDQklTRlFnTWFoRUtEMk55ZVhCMGIzTnNZWFJsTG1OdmJTZ0FQAQ","https:\/\/muckrack.com\/media-outlet\/cryptoslate","https:\/\/www.tiktok.com\/@cryptoslatenews"],"publishingPrinciples":"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#editorial-principles","ownershipFundingInfo":"https:\/\/cryptoslate.com\/disclaimers\/how-cryptoslate-makes-and-spends-money\/","correctionsPolicy":"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#corrections-feedback","ethicsPolicy":"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#editorial-principles","foundingDate":"2017-08-04","founder":[{"@type":"Person","name":"Nate Whitehill"},{"@type":"Person","name":"Matthew Blancarte"}],"contactPoint":[{"@type":"ContactPoint","contactType":"customer support","url":"https:\/\/cryptoslate.com\/contact\/","availableLanguage":"en-US"},{"@type":"ContactPoint","contactType":"sales","url":"https:\/\/cryptoslate.com\/contact\/?topic=advertising#contact-form","availableLanguage":"en-US"},{"@type":"ContactPoint","contactType":"newsroom","url":"https:\/\/cryptoslate.com\/disclaimers\/editorial-policy\/#corrections-feedback","email":"tips@cryptoslate.com","availableLanguage":"en-US"}],"masthead":"https:\/\/cryptoslate.com\/about\/#masthead"},{"@type":"Person","@id":"https:\/\/cryptoslate.com\/#\/schema\/person\/ea2b02b41a7478e18d903ca8eec4979e","name":"Liam 'Akiba' Wright","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cryptoslate.com\/#\/schema\/person\/image\/","url":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-150x150.jpg","contentUrl":"https:\/\/cryptoslate.com\/wp-content\/uploads\/2026\/10\/profile-liam-akiba-wright-150x150.jpg","caption":"Liam 'Akiba' Wright"},"description":"Also known as \"Akiba,\" Liam Wright is the Editor-in-Chief at CryptoSlate and host of the SlateCast. He believes that together decentralized blockchain and AI technology have the potential to make widespread positive change.","sameAs":["https:\/\/www.akiba.gg","https:\/\/www.instagram.com\/akibablade","https:\/\/twitter.com\/akibablade"],"award":["Most improved footballer - 1992"],"knowsAbout":["Python","Javascript","PHP","HTML","Agentic Software","Machine Learning","2000s emo music","Manchester United"],"knowsLanguage":["English","Spanish"],"url":"https:\/\/cryptoslate.com\/author\/liam-akiba-wright\/"}]}},"_links":{"self":[{"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/posts\/565467"}],"collection":[{"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/users\/1264"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/comments?post=565467"}],"version-history":[{"count":2,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/posts\/565467\/revisions"}],"predecessor-version":[{"id":565617,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/posts\/565467\/revisions\/565617"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/media\/565492"}],"wp:attachment":[{"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/media?parent=565467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/categories?post=565467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/tags?post=565467"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/cryptoslate.com\/wp-json\/wp\/v2\/post_folder?post=565467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}