US Crypto Regulation

Explore US crypto laws, including SEC and CFTC oversight, exchange rules, taxes, AML compliance, and digital asset regulation.

SEC and CFTC, with FinCEN for AML/MSB obligations

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Topics

All Topics AML/CFT Banking & Financial Access CBDCs & State-Issued Tokens Commodities Consumer protection Custody DAOs DeFi Disclosure & Marketing Enforcement & Asset Recovery Government Crypto Holdings Licensing Licensing & Registration Market abuse Market Structure & Regulatory Perimeter Mining Payments Privacy & Cybersecurity Privacy coins Securities Self-custody Stablecoins Staking Strategic Bitcoin Reserve Taxation Taxation & Reporting Token issuance Tokenization

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All Asset Classes Accepted Virtual Assets Ancillary Assets Anonymity-Enhanced Cryptocurrencies Asset-backed securities tokens Asset-referenced tokens Asset-referenced virtual assets Bitcoin Bitcoin bonds Bitcoin ETFs Bitcoin futures Blockchain tokens CBDC CBDCs Central bank digital currencies Central bank digital currency Certain crypto-assets Controllable electronic records Convertible virtual currencies Convertible virtual currency Crypto Crypto assets Crypto contracts Crypto derivatives Crypto ETFs Crypto ETPs Crypto securities Crypto-asset securities Crypto-tokens Cryptoassets Cryptocurrencies Cryptocurrency Cryptographic assets Cryptographic instruments Custodied crypto-assets DeFi protocols Derivatives Digital asset derivatives Digital asset securities Digital assets Digital assets with legal tender status Digital commodities Digital currency Digital dollar Digital fiat Digital financial assets Digital payment representations Digital payment tokens Digital rights Digital securities Digital settlement assets Digital token Digital tokens Digital wallets DLT assets DLT financial instruments DLT securities DLT tokens DLT-based value E-money tokens Electronic money Electronic money tokens Electronic payment instruments Electronic precious metals Electronic securities ETFs Ether Exchange-traded funds Exchange-traded products Fiat Crypto Tokens Fiat currency Fiat-backed crypto assets Fiat-backed stablecoins Fiat-backed tokens Fiat-referenced stablecoins Fiat-referenced tokens Fiat-referenced virtual assets Financial assets Financial derivatives Forfeited digital assets Funds Fungible tokens Gold-backed digital currency Governance tokens Greenlisted coins Initial token offerings Investment fund interests Investment tokens Mining rewards Native crypto-assets Network tokens NFTs Non-fungible tokens Non-security tokens Open blockchain tokens Payment stablecoins Payment tokens Precious metals Prepaid Payment Instruments Privacy coins Privacy tokens Private keys Proprietary tokens Qualifying cryptoassets Qualifying stablecoins Real-world assets Relevant Stablecoins Restricted digital assets RWAs Securities Security tokens SFC-authorised investment products Shares Silver-backed digital currency Specified stablecoins Spot Bitcoin ETFs Spot virtual assets Stable digital assets Stablecoins Staking rewards Tokenised assets Tokenised deposits Tokenised fund interests Tokenised securities Tokenized assets Tokenized capital market instruments Tokenized capital markets products Tokenized commodities Tokenized financial instruments Tokenized fund units Tokenized funds Tokenized real-world assets Tokenized securities Tokenized traditional assets Tokens U.S. dollar-backed stablecoins Unbacked cryptoassets Unsecured digital assets Utility digital rights Utility tokens Value-referenced crypto assets Virtual asset ETFs Virtual asset futures Virtual asset-related products Virtual assets Virtual coins Virtual currencies Virtual currency Virtual Digital Assets Virtual financial assets Virtual payment instruments Virtual service tokens Virtual tokens

Law database

145 law profiles

US Securities Act of 1933 Digital Asset Securities Regime

15 U.S.C. 77a et seq.; SEC Rel. No. 33-11412 Act Added Jun 4, 2026

Effective

Mar 23, 2026

Disclosure & Marketing Market Structure & Regulatory Perimeter Securities +2 more

U.S. Securities Act rules, supplemented by the SEC’s 2026 crypto-asset interpretation, govern when digital asset offers and tokenized...

Wyoming Virtual Currency Kiosk Act

HB0075; HEA No. 0019; 2026 Wyo. Sess. Laws ch. 60; W.S. 40-32 Act Added Jun 10, 2026

Effective

Mar 6, 2026

AML/CFT Consumer protection Licensing & Registration +1 more

Wyoming HB0075 creates W.S. 40-32-101 through 40-32-103 for virtual currency kiosks, limiting operation to licensed money transmitters or...

US OCC Interpretive Letter 1186 Bank Crypto-Asset Network Fees

OCC Interpretive Letter No. 1186 Agency guidance Added Jun 4, 2026

Effective

Nov 18, 2025

Banking & Financial Access Custody Market Structure & Regulatory Perimeter +2 more

OCC Interpretive Letter 1186 confirms that national banks may pay crypto-asset network fees and hold necessary crypto-assets for...

Maryland Virtual Currency Unclaimed Property Amendments

2025 Md. Laws Chs. 635/636; SB 665/HB 761 Act Added Jun 5, 2026

Effective

Oct 1, 2025

Consumer protection Custody Enforcement & Asset Recovery +2 more

Maryland amendments to the abandoned-property statute that define virtual currency, impose a five-year dormancy rule, require pre-report liquidation...

Montana Central Bank Digital Currency Prohibition

MCA § 30-24-103; Ch. 379, L. 2025; SB 265 Act Added Jun 10, 2026

Effective

Oct 1, 2025

CBDCs & State-Issued Tokens Payments Self-custody +2 more

Montana’s SB 265 bars state and local governing authorities from accepting, requiring, or testing a CBDC while preserving...

Arizona HB 2749: Bitcoin and Digital Assets Reserve Fund

Arizona HB 2749 / Chapter 150 (2025) Act Added Jun 3, 2026

Effective

Sep 26, 2025

Custody Enforcement & Asset Recovery Government Crypto Holdings +1 more

Arizona HB 2749 creates the Bitcoin and Digital Assets Reserve Fund, updates unclaimed-property rules for digital assets, and...

Nebraska Controllable Electronic Record Fraud Prevention Act

Neb. Rev. Stat. §§ 8-3032–8-3042; Laws 2025, LB609 Act Added Jun 5, 2026

Effective

Sep 3, 2025

Consumer protection Disclosure & Marketing Enforcement & Asset Recovery +2 more

Nebraska’s 2025 law regulates crypto kiosks through money-transmitter licensing, disclosures, fraud controls, transaction limits, fee caps and refund...

Illinois Digital Asset Kiosks Act

SB 2319; P.A. 104-0429; 205 ILCS 732 Act Added Jun 5, 2026

Effective

Aug 18, 2025

Consumer protection Disclosure & Marketing Enforcement & Asset Recovery +2 more

Illinois’ Digital Asset Kiosks Act sets consumer protections for crypto kiosks, including transaction limits, fee caps, disclosures, refunds,...

Illinois Digital Assets and Consumer Protection Act

205 ILCS 731; P.A. 104-0428; SB1797 Act Added Jun 5, 2026

Partially effective

Aug 18, 2025

AML/CFT Consumer protection Custody +2 more

Illinois DACPA creates a state registration and supervision regime for digital asset business activity, with disclosures, custody rules,...

Colorado Money Transmission Virtual Currency Regime

Colo. Rev. Stat. tit. 11, art. 110; HB25-1201 Act Added Jun 9, 2026

Effective

Aug 6, 2025

AML/CFT Consumer protection Licensing & Registration +2 more

Colorado applies its money transmission framework to fiat-linked crypto transmission. HB25-1201 replaced the prior Money Transmitters Act with...

Information is for general purposes only and not legal advice. See full disclaimer.